What to Do After a Flood or Water Damage
Floodwater from outside, a burst pipe, the unit upstairs, or a roof that gave out. Here’s what to do in the first few hours, which policy pays, and how to make the claim go smoother.
Home Inventory Checklist for Insurance, Room by Room
The room by room home inventory checklist I wish every client had when I sold insurance: what to record, where to start, and what everyone forgets.
How to Prove What You Owned for an Insurance Claim Without Receipts
No receipts? You can still prove what you owned. Photos, order history, card statements and today’s replacement prices all count. Here’s how, plus depreciation in plain English.
What to Do After a Hurricane
What I learned watching Lake Charles go through Hurricane Laura: what to photograph, what to ask your insurer, wind vs flood, and how to avoid storm scams.
What to Do After a House Fire: The First 72 Hours and Your Insurance Claim
A plain English game plan for the days after a house fire: safety, the questions to ask your insurer, temporary housing, and rebuilding your contents list.
What to Do After a Break In or Theft
Someone was in your home or your car and took your stuff. Here’s what to do right now, what insurance usually covers, and how to list what’s missing.
Actual Cash Value vs Replacement Cost, in Plain English
Two short phrases on your policy decide whether you get enough to buy a new couch or just enough for a used one. Here’s what they mean and how the money actually shows up.
What to Do After a Tornado
A plain English checklist for the hours and days after a tornado, from staying safe to filing your claim and getting your contents list together.